Traditional Credit Scoring Transformed with Alternative Data
When deciding whether or not to grant credit to a consumer, many lenders rely solely on information from traditional credit data or on scores from three consumer reporting agencies across the country. While this can provide a useful indication of how well the consumer has handled their past obligati...
Data Data Data — Where is the Oil?
Data as a raw material, has created an entire economy around it. The technologically advanced 21st century has witnessed a rapid rate of adoption of data-driven services, to aid the performance of other sectors....
No, Alternative Data Is Not Evil & Other Such Myths Busted
Data science, data analytics, data mining, data privacy- the ever-expanding list of terms with ‘data’ in them are becoming increasingly common in our daily vocabulary and rightfully so. With a vast majority of modern-day problems being resolved by modern applications of various types of data, the ad...
PhonePe Pulse & Data Sutram- Establishing Market Dominance with Alternative Data
PhonePePulse has taken the market by storm- but Data Sutram can enhance the craze further!...
Top 4 Reasons why businesses need Location analytics
Read more on how Location Analytics can help businesses from a 360° operations point of view!...
Location Scorecard- The alternative Credit Bureau
Alternative Data has been selling like hotcakes - but how can it be leveraged?...
Top 3 ways of Merchant Onboarding by Financial Institutions
With an increasing adoption rate of digital payment services, brick and mortar store payments cease to function traditionally!...
Sharma Ji’s Store- The Path to Revival of Indian Economy
The backbone of India's retail economy lies in the kirana stores- but what's next for them?...
Why Indian banks need to reconsider their strategy NOW!
Can the disruptions introduced by the massive success of the fintech sector become the New Financial Normal?...
Understanding Bharat — Decoding the DNA of Indian Merchants
The fintech sector aims at revolutionizing the SME lending space and decode the Merchant DNA with technology and a new vision - is this the financial change India needs at its grassroots level?...